There’s always a reason NOT to do something. And In our case it’s the gnawing clawing feeling of “what if” holding us back from trying Motorsports, we were all there once. Many of us aren’t anymore, and that’s a result of organizations like OpenTrack, that make it possible to have total coverage of your prized vehicle no matter what happens at an event.
OpenTrack’s flexible track day insurance solutions allow drivers to do what they love most – get more time behind the wheel and on the track. From single-event policies to 365-day coverage, you get the insurance you need, when you need it. And with us tonight to discuss why you should protect yourself and your vehicle investment with OpenTrack is Brett Larson, Head of Sales for OpenTrack Insurance.
In our discussion with Brett, we cover topics like:
- Origin Story: Who/What/When/Where/How was OpenTrack formed?
- What kinds of Motorsports does OpenTrack cover?
- Let’s get down to some specific listener questions about your coverage:
- What about an incident in the paddock? What about in transit? Is the trailer covered? What if something happens while the car is on the trailer, etc.
- What drivers are covered under the policy. When I’ve called I’ve been told that anyone that drives the car is covered, but when registering an event in the policy online I must list drivers and can only add two.
- When is fire damage covered by track insurance? I’ve heard that a car that catches fire is only covered if the fire happens in connection with a collision.
- If a car has a declared value that is higher than the KBB value and it is totaled, what is the maximum payout? Would it be the full declared value or KBB value plus the value (replacement cost?) of the modifications?
- We’ve also heard that OpenTrack is the only Track Insurance provider that will cover vehicles with a declared value over 150k?
- How much personal liability insurance is provided when track insurance for a vehicle is purchased?
- Does track insurance cover the driver’s liability for damage done to the track (i.e., will OpenTrack pay for tire barrier/wall repairs or track cleanup?).
- In the event of a “Total Loss”, how can the owner retain the damaged vehicle for salvage or parts?
- How does someone sign up for OpenTrack Insurance? What are the costs/plans? Are there packages? How do you determine “declared value?”
- OpenTrack also offers the “Drive Better” program, what’s that all about?
- and much, much more!
Track day insurance coverage for both your car and your actions, that’s what OpenTrack is all about, because your track day rush should come from your speed, not your financial risk. So if you’ve been apprehensive about getting on track with your beloved vehicle, hop over to www.opentrack.com and get a free quote in minutes, and make sure you’re covered before ever turning your first lap! If that’s not enough, you can also check out OpenTrack on social @opentrackdrive on IG, FB and TW, and @opentrack on YT as well as linkedin.
Track More!
This episode is sponsored in part by Hooked On Driving (HOD). HOD partners with OpenTrack and offers you extended coverage quickly and easily, as you register for your events. Concentrate on driving, not the “What If’s” – Get yourself and your car on track, on America’s best racetracks, with Hooked On Driving.
